Accidental Damage covers unintentional/ accidental damage caused by:

• Falling/Dropping off of items insured from a position where it was originally placed and crashing.


• An object falling on the Electronics and damaging it.


• Damage as a result of fire.


• Damage occurring while in transit or during relocation or while dismantling for the purpose of cleaning, repairing, overhauling.

• wear and tear


• Aesthetic Defects-(scratches on painted or enameled Surfaces)


• Manufacturer/Suppliers defects/faults


• Damage due to electrical supply faults/failures


• Corrosion, Incrustation


• Gradual deterioration due to atmospheric conditions


• Willful or deliberate acts


• Defective workmanship


• inherent vice


• Theft

• Electronic Stores


• Departmental Stores


• Multi-purpose shops


• Supermarkets

• To disclose all material facts


• Payment of premium


• Immediate notification of claimable event


• Provision of necessary claim substantiating documents


• Cooperate with claim adjusters

• VISA|MasterCard|Verve|Digital Pin

Immediately upon agreement of benefits, payment of insurance premium, issuance of insurance Policy document and terminates at midnight of last day of period of insurance 

• Restoration of financial loss


• Peace of Mind